Commercial Finance Specialists covering the UK

We are a UK-based commercial finance business offering tailored financial solutions such as business loans, commercial mortgages, asset finance, and invoice financing to help businesses achieve their goals. Leveraging our expertise, we provide strategic financial guidance and personalised service to navigate the commercial landscape confidently.

Expert knowledge

With a combined 30 years of knowledge and expertise in funding standard and complex cases, if we can’t help secure funding or point you in the right direction, nobody can.

Strong lending panel

You don’t need hundreds of lenders to get it right, we have a core specialist panel of 160 + lenders covering 9 finance sectors, ensuring you’ll receive the funding required by reputable lenders.

Service excellence

We can have funding offers on your desk in as little as 2 hours. Speed is the key, coupled with crystal clear communication and complete focus on your ideal outcomes.

About Us

FPUK are the gold standard when it comes to a network you can trust, with a combined 30 years of experience in the team, we can help you take your business or project to the next level.

Complete Indefatigability

Adjective: tireless determination, always determined and energetic in trying to achieve something and never willing to admit defeat

We don’t just say this, we live and breathe it! Some cases take days, some weeks or months. We will never fatigue, sticking by your side to achieve the goal.

Why use FPUK?

The UK Commercial Finance world is full of less than reputable players, it’s a sad fact but one nonetheless.  We have encountered this first-hand, and in light of this, we decided to create an incorruptible network of professionals with the highest of standards

We Make it Stack Up

If there’s a deal to be done and the numbers work, we’ll get it done.  If the numbers don’t quite work, we have ways and means to find solutions.

Complete Client Care

We take the utmost care to look after you from the very first moment. Making sure you’re heard and we get it right first time.


We don’t tend to miss anything when it comes to funding opportunities, when we strive to understand the clients needs, and know how to structure a funding case.

Best Rates

We achieve the best rates on all cases. So you will always be offered the best available. We only work with lenders who want to offer the best in products and service.

What areas can we help?

We cover 9 finance sectors, to ensure a solution for every eventuality.

Business Funding

Speedy funding for your  cashflow needs, no matter the credit profile of the business.

Acquisition Finance

We can help you acquire small family-run businesses to multi-million-pound acquisitions.

BTL Mortgages

If your strategy is Buy-To-Let, we have market-leading products to help you compete.

Trade Finance

Help you fund the gap between paying your supplier upfront and collecting your funds.

Commercial Mortgages

Helping you buy or grow your commercial property portfolio, or even purchase your first.

Invoice Finance

Are you waiting months to get paid for your goods or services, let us sort that today.

Bridging Finance

Helping you realise more cash, flipping property short term or raising cash from property.

Development Finance

If it’s your 1st project or 10th, we can help you realise your development dream sooner.

Asset Finance

From excavators to dozers, printers, IT equipment, buy, or refinance, we have the solutions.

If you see any areas above you feel could help you? Click below to Book a Call

Frequently Asked Questions

Some of the typically asked questions when it comes to securing commercial finance, answered today.

Commercial Finance involves financial products and services designed to support businesses and property investors in their growth and operational needs.

  1. Construction and Real Estate
  2. Manufacturing
  3. Retail
  4. Hospitality and Leisure
  5. Healthcare
  6. Technology and IT
  7. Agriculture
  8. Transport and Logistics
  9. Education
  10. Renewable Energy
  11. Professional Services
  12. Food and Beverage
  13. Creative Industries
  14. Export and Trade
  15. Automotive
  16. Plus many more…

Our streamlined processes ensure quick approvals, typically within a few days.

This can vary depending on the product type, for example, a quick bridge in order to secure a property at auction could be completed in as little as 10 days. A commercial mortgage might take anywhere from 6 – 12 weeks depending on the size and complexity.

  1. Vehicles (cars, vans, trucks)
  2. Construction equipment (excavators, cranes)
  3. Manufacturing machinery
  4. Agricultural equipment (tractors, harvesters)
  5. Office equipment (computers, printers)
  6. Medical equipment
  7. Renewable energy equipment (solar panels, wind turbines)
  8. Hospitality equipment (kitchen appliances, furniture)
  9. Retail fixtures and fittings
  10. IT hardware and software
  11. Telecommunication equipment
  12. Gym and fitness equipment
  13. Printing presses and related machinery
  14. Engineering equipment
  15. Marine and aviation equipment
  16. Plus others by request

Invoice finance is highly suitable for small businesses as it improves cash flow by providing quick access to funds without the need for collateral. This financing option supports growth and can reduce administrative burdens by managing sales ledgers and collecting payments. It’s a flexible solution that grows with your business, though it’s important to consider varying costs and terms between providers.

  1. New housing developments
  2. Renovations or extensions of existing residential properties
  3. Construction or refurbishment of commercial properties
  4. Purchase of land for future development
  5. Converting buildings for different uses
  6. Mixed-use development projects
  7. Quick financing needs across various development stages

Don’t see an answer to your question here? Easy – just organise a free consultation with the FPUK team. We would be happy to answer any questions you have!

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